Smart financing, for smart future
Empowering communities through innovative, mobile-first financing solutions. Fast, accessible, and flexible packages that suits your financing plan.
Strength of YCL
We are a Kenyan microfinance institution on a mission to uplift underserved communities. We believe financial inclusion is a right, not a privilege.
Microfinance Loans
Flexible loans ranging from KES 10,000 to 300,000 for civil servants, employees, entrepreneurs, and SACCO members. Include: paycheck loans, title deed loans, logbook loans, and group loans.
Boda Boda Asset Financing
Helping riders transition from renting to owning motorcycles. With affordable repayment plans, insurance, and GPS tracking, YCL ensures financial security while boosting riders’ incomes.
Market Bond Financing
Designed for market vendors and small traders. Loan sizes from KES 10,000 – 100,000 with daily repayment via M-Pesa. Includes financial literacy training to ensure long-term success.
We bring to life every dream, every idea...
For every idea conceived, the dream to attain financial independence, overcoming investment obstacles, and realizing potential, we are there with you at every step. Our model allows you to access your loans swiftly on your mobile with flexible payment plans that suits your business or income.
Why choose us?
Our numbers speak for us. You're guaranteed (i) Mobile-first loan processing via M-Pesa, (ii) Trusted community partnerships (Boda Boda & Market Traders’ Associations), (iii) Affordable, flexible repayment models, and (iv) Committed to financial empowerment
Businesses Supported
Loans Secured
Trainings Done
BodaBodas Supported
Walking with you...
Start your financial journey today
We target to empower the underserved businesses in Sub-Saharan Africa beginning in Kenya, then expanding to East Africa and the African continent at large.
